KURO

Finance Studio

Business

Cash runway and stock drag

Earnings × multiple prices the exit. A trading business lives on stock, creditors, rebate lag and cash. This is the other half of the valuation story.

Opening cash

$80,000

Runway

Cash positive

First short year

None

Stock turn

4.1

Working capital

Days that tie up cash

Dead stock

What if I liquidate a slice?

Inventory
$207,123
Dead stock
$41,425
Cash freed
$4,971
Write-off
$3,314
Equity after liquidate
$14,735,950

Slow stock usually costs a buyer multiple as well as cash. Liquidating a slice frees cash and can support the multiple.

Monthly cash strip

Example trading company cash

Exit equity on this forecast is $14,730,979. Cash is after company tax and the change in working capital, shown month by month.

PeriodOperating cashCash balance
Jan 2026$35,645$115,645
Feb 2026$35,645$151,291
Mar 2026$35,645$186,936
Apr 2026$35,645$222,581
May 2026$35,645$258,227
Jun 2026$35,645$293,872
Jul 2026$35,645$329,517
Aug 2026$35,645$365,162
Sep 2026$35,645$400,808
Oct 2026$35,645$436,453
Nov 2026$35,645$472,098
Dec 2026$35,645$507,744
Jan 2027$57,424$565,168
Feb 2027$57,424$622,592
Mar 2027$57,424$680,016
Apr 2027$57,424$737,441
May 2027$57,424$794,865
Jun 2027$57,424$852,289
Jul 2027$57,424$909,713
Aug 2027$57,424$967,138
Sep 2027$57,424$1,024,562
Oct 2027$57,424$1,081,986
Nov 2027$57,424$1,139,410
Dec 2027$57,424$1,196,835
Jan 2028$64,715$1,261,550
Feb 2028$64,715$1,326,264
Mar 2028$64,715$1,390,979
Apr 2028$64,715$1,455,694
May 2028$64,715$1,520,409
Jun 2028$64,715$1,585,123
Jul 2028$64,715$1,649,838
Aug 2028$64,715$1,714,553
Sep 2028$64,715$1,779,268
Oct 2028$64,715$1,843,982
Nov 2028$64,715$1,908,697
Dec 2028$64,715$1,973,412
Jan 2029$72,723$2,046,135
Feb 2029$72,723$2,118,859
Mar 2029$72,723$2,191,582
Apr 2029$72,723$2,264,305
May 2029$72,723$2,337,028
Jun 2029$72,723$2,409,752
Jul 2029$72,723$2,482,475
Aug 2029$72,723$2,555,198
Sep 2029$72,723$2,627,922
Oct 2029$72,723$2,700,645
Nov 2029$72,723$2,773,368
Dec 2029$72,723$2,846,091
Jan 2030$81,514$2,927,606
Feb 2030$81,514$3,009,120
Mar 2030$81,514$3,090,634
Apr 2030$81,514$3,172,148
May 2030$81,514$3,253,663
Jun 2030$81,514$3,335,177
Jul 2030$81,514$3,416,691
Aug 2030$81,514$3,498,205
Sep 2030$81,514$3,579,720
Oct 2030$81,514$3,661,234
Nov 2030$81,514$3,742,748
Dec 2030$81,514$3,824,262
Jan 2031$91,158$3,915,420
Feb 2031$91,158$4,006,578
Mar 2031$91,158$4,097,735
Apr 2031$91,158$4,188,893
May 2031$91,158$4,280,050
Jun 2031$91,158$4,371,208
Jul 2031$91,158$4,462,366
Aug 2031$91,158$4,553,523
Sep 2031$91,158$4,644,681
Oct 2031$91,158$4,735,838
Nov 2031$91,158$4,826,996
Dec 2031$91,158$4,918,154